SMS for Banking

Provide clients with real-time text alerts in regards to important bank information such as security alerts, direct deposits, overdrafts, and more.

No credit card required

What you can do with CCAI

Offer dependable customer communication via text for reminders, fraud alerts, 2FA, debt collection, and more.


Blast reminders about recurring events to reduce customer nonpayment rates.

Buy Debt Sales


Easily text personalized registration links and collect payments.

Recruit Debt Collectors

Mass Messages

Reach your entire customer base and let them know about company-wide information.

Benefits of SMS for Banks

SMS for debt collection open rates

High Open Rates

Up to 98% open rates and 45% response rates

cost effective sms debt collection


Competitive rates of $.03 per SMS message

SMS debt collection time saving


Reach thousands of players in seconds

Get started in minutes!

Improve the efficiency of all processes at your financial institution with text messaging.

Features built for engagement

Solve problems and provide answers for your clients in a matter of seconds using CCAI’s intuitive user-centric features.

Sub accounts SMS

2-way real-time messaging

Two-way messaging makes it easy to engage back and forth with staff, bankers, and more.

Scheduled Messages

Scheduled messages

Stay ahead of your schedule by programming messages in advance.

Sub accounts SMS

Multi-user access

Invite bankers to join and assign them only to their specific clients.



Let your customers text you with a keyword of your choice to make opting in quick and easy.

Texting for Community Banks

Text Messaging (SMS) for Community Banks

By leveraging the power of SMS messaging, community banks can communicate with their customers in real-time, providing them with alerts and updates on their accounts and transactions.

Our  platform also allows for two-way communication, enabling customers to initiate transactions, make inquiries, and receive support through SMS. Additionally, CloudContactAI provides valuable insights into customer behavior and preferences, allowing community banks to tailor their services and communications to better meet their customers’ needs. 

“CCAI was very easy to roll out to our company. It requires zero knowledge of coding and has an intuitive user-friendly interface. We are able to send text campaigns about payment reminders, game reminders, and more. The response rates we’ve received while using CCAI have far exceeded our expectations.”

Bryan Burns, Let’s Play Soccer

Ready-to-use templates

For your convenience, try out our pre-built templates or design your own – saving time, effort, and money.


Hi {Name}, don’t forget about your upcoming payment due on the 12th of March. To make your payment now, click the link attached. {Link}

➤ Send Now

Fraud Detection

{Name}, we saw a transaction on your account this morning that seemed suspicious. Reply to this message if this wasn’t you.

➤ Send Now


Don’t forget to set your reminder for 9:45 tomorrow morning for your appointment with Jefferson Financial. Confirm by responding “YES”.

➤ Send Now

Tax Reminders

It is one month until April 15th, also known as Tax Day. If you need a hand, our one-stop tax helper is just a text a way. Reply “TAX” to get in contact with our tax experts.

➤ Send Now

Frequently asked questions

There are several ways texting can make your life as a coordinator simpler, from delivering last-minute game cancellation notices to sharing celebratory messages.

How much does it cost to send an SMS for sport facilities?

On CCAI, it costs users $2 per phone number per month. Users have the ability to create unlimited numbers.

It costs users $.03 per outgoing and incoming SMS message. The cost to make a phone call on CCAI is $.02 per minute.

Users pay on a pay-as-you-go basis.

How often can I send texts?

The last thing you want to do is annoy your customers. Some customers might get angry if you overload their inbox with messages; therefore, you should let your people know how often you intend to message them before sending them texts.

According to our experts, and from our own testing, we’ve found that you get the most engagement when you text your audience between 1-2 times per month.

Get Started in Minutes

1. Create an Account

Create an Account

2. Choose a number

Choose a Number

3. Upload Contacts

Upload Contacts

4. Reach debtors

Reach Customers